August 2000 gave a whole new contented smoothness in the debt and credit world by implementing CIBIL score. Defined as Credit Information Bureau India Limited, it is renowned as the first Credit Information Company (CIC) of the nation. Today, Credit Information Reports (CIR), for every individual citizen that is recorded in it has turned out to be of magnum aid for every creditor and debtor. As time went by, it came up with all new proceedings and guidelines. Each of those is for implementing easiness and complacent facets in the monetary dealing in between the borrowers and lenders. That the entire aspects get fulfilled in a corrective and truthful mode is given a special look-through by this rating too. 300-900 might be the deciding factor about good or bad, but, anything staying in between 750 and above is considered to be good. Every other elite financial institute goes through the credit history before allowing monetary loans or credits to an individual. In other words, it helps them to filter out the unwanted applicants. As a result of which they are enabled to get related with potential lender who would be capable to pay-back the debt amount right on time. Not to end but, borrowers beholding a good CIBIL rating gets to negotiate for the rate of interest on their debt amount and EMIs too. Hence, it is a win-win situation for both the end. There is latest news going round these days, which is, CIBIL to launch MFI bureau by June of 2016. This in a way would be of great help for the people staying in rural regions. Because, facility to record a truthful, corrective and off course unbiased credit history were only enjoyed by urban people till date. With MFI bureau becoming a reality, above mentioned benefits can be enjoyed by over 55milion people abiding in rural outskirts of the nation. A considerable uplift of the national economic graph can also be gained with it. Moreover, these set of people would not have to go-through unsecured loans or credit with higher rate of interest. Ever since the enactment of CIBIL rating, it has done a mentionable job to ease the debt world. No wonder, with this innovative recording facility, its functional qualities would get enriched to a level higher. There is a popularizing trend of Micro Finance Institutions (MFIs) in rural regions. Adding up with CIBIL, clear-cut and transparent financial dealings in between the debtors and creditors would get possible. Something around 60 percent or more data would get ably recorded with such merging. Best part is that, individual generating this scoring can ably seek assistance from online consultancy services too. This in turn would enable them to get hold of score betterment. Moreover, most searched about informative details about how to improve this scoring pattern can also be gained with such sort of service solutions. CIBIL has undoubtedly given a whole new meaning with this launching news. As for these online consulting solutions, it is a special enhancing catalyst. Hence one can get related with it from this preliminary stage only.